Financial Carnival for Young Adults: Valentine Edition

Alexis @ FITnancials writes Supplements I Take & How To Save - People always ask me what kind of supplements I take and what each of them do for me. So today I will write about every supplement I take, what it does, and why I like it.

Steve @ 2012 Taxes writes Super Saturday In Ohio: Day Of Help For Filing Taxes - Super Saturday is a day of help in Ohio for residents in need of help filing taxes. Formerly known as the Franklin County EITC Coalition, the Tax Time Coalition of Central Ohio is ready with professionals in the tax business to help others in need of their services.

Robert @ The College Investor writes 10 Solid Tips to Pay Off Your Student Loan Quickly - Here are ten tips to help you pay off your student loan in a shorter amount of time so that you can live The College Investor motto: get out of debt, nail the personal finance basics, and start investing.

r @ My Multiple Incomes writes My Guide to Finding and Hiring a Virtual Assistant - Since this has been one of my most popular topics, I’ve also created a total Virtual Assistant Guide to help anyone find the tools that they need to hire the right help and the right time. Here’s my guide to finding a virtual assistant for your needs.

Robert @ Entrepreneurship Life writes Tasks You Can Easily Outsource to a Virtual Assistant - Some jobs are easy to take care of yourself. Others are a bit tedious, time consuming, and distract you from making more money or running your businesses efficiently. For those jobs, you can hire a virtual assistant to take care of them for you.

Robert @ Kids Ain't Cheap writes Introducing Solid Foods - Individually baby foods are not super expensive, but if you consider how many jars you’ll buy over the months that your child will eat non-table food it adds up!

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Jeff Rose @ Good Financial Cents writes Mindset of a Millionaire - What do you think of when you imagine being a millionaire? Do you think you can buy the newest Jaguar, a $10 million estate? Do you imagine that riches are something that you will only acquire through incredible good luck? Do you know that a millionaire mindset can also be learned? Think like a millionaire now with these suggested tips.

Lance @ Money Life and More writes Am I Crazy? Not Taking the Optimal Financial Path May Be the Right Decision - As a personal finance blogger I often pressure myself to make the best financial decisions possible so I can be a good role model to my readers. However, at times I feel like I need to do something I want rather than what makes the most sense financially. Read on to see what has been occupying my thoughts all week.

Mike @ The Financial Blogger writes Get Your Things Done 100% of the Time - Are you on top of your work?

Wayne @ Young Family Finance writes The Different Types Of Popular Retirement Funds - Workers need to survive when their working days are over. They need a regular source of income to pay their bills when they can no longer work. Thus, every worker needs a retirement plan for the rainy days ahead. Workers can choose from the different types of retirement plans available.

Martin @ Studenomics writes How Can You Kill That Annoying Credit Card Debt? - Are you ready to become debt-free?

Passive Income Earner @ The Passive Income Earner writes Dividend Stock Analysis: Tim Hortons (THI) - Is THI a worthy investment at this time? Did it saturate its Canadian market?

TDB @ Tax Deduction Blog writes The New 411 on Job Search Tax Deductions - What expenses are deductible for your new job search? Here is a handy list of 7 guidelines that makes your job search expenses tax deductible

A Blinkin @ Funancials writes $999.99 Giveaway - What an incredible Superbowl. If I were to measure the entertainment, I would say: Michelle Williams; Commercials; Beyonce; Jacoby Jones; The game was extremely entertaining, but I wasn’t as impressed with the commercials.

krantcents @ KrantCents writes Budgets and Diets Are a Waste of Time! - Budgets and diets are a waste of time! Most, if not all personal finance (PF) bloggers are probably surprised I would say that. A budget or diet is not the answer for overspending or overeating. If these things worked for everyone, there would be no debt or overweight people.

Suba @ Broke Professionals writes Planning My European Vacation: Getting A Passport - After revisiting my financial priorities to put traveling at the top, I'm ready to plan my European vacation. Step #1? Getting a passport!

SBB @ Simple Budget Blog writes Simplify Budget: Ways to Lower Your Transportation Costs - In an effort to simplify our budget and make managing our finances easier, I’ve looked for new ways to reduce our household spending on transportation. The majority of our transportation costs comes from fuel and car maintenance, but I know everyone’s situation is different.

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Invest It Wisely @ Invest It Wisely writes What Does It Take to Emotionally Succeed as an Entrepreneur? Here's What I've Learned, One Year After Quitting My Job and Taking the Leap of Faith - It's been about one year since I took my leap of faith and entered the world of self employment, so what does it take emotionally to succeed?

Luke @ Learn Bonds writes Rolling Down the Yield Curve: How to Make Money by Waiting - One of the easiest and time tested strategies for making money investing in bonds is called rolling down the yield curve. Here's what you need to know.

Jen @ PF Carny writes Steps to Determine If You Are Ready to Open Your Own Business - If you are working for “the man” at a 9 to 5 job, you may dream of nothing more than venturing out on your own and being your own boss. This is the true American dream, and in this age of the Internet, it has become a reality for many people.

Jen @ Master the Art of Saving writes Saving Up Money To Pay Cash For A Car - So how in the world am I going to be able to save that much money in such a short time? Well, I’m not certain that I will, but I’ll definitely give it a go. Here's my plan:

CAPI @ Creating a Passive Income writes Become a Hobbyist: It's a Passive Income Dream Come True! - Can you turn your hobby into a source of income? Find out how to start making money off of the thing that you love.

Daisy @ Add Vodka writes Spring Cleaning For Your Finances - It’s not quite spring yet in the great white North, but it was 8 degrees (46.4 F) in my region today and sunny, so that counts for something. Whenever it starts getting spring-like out, I get excited to start spring!

Aloysa @ My Broken Coin writes What No One Ever Tells You About Costa Rica - Get my personal inside scoop on my vacation to Costa Rica, and things to watch out for and beware of!

Eddie @ Finance Fox writes Do You Carry The Wrong Credit Card? - This question applies to literally millions of Canadians - 85 per cent of us carry a credit card, according to the Financial Consumer Agency of Canada

TTMK @ Tie the Money Knot writes A College Kid Lying to Parents About Tuition - What Would You Do? - Honesty and integrity are vital attributes for anyone. What would you do, as a parent, if you saw your tuition payments vanish?

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DPF @ Digital Personal Finance writes Dont Pay Cash! Just Charge it on a Credit Card Instead? - Credit cards have been a part of many people's financial issues, but it doesn't have to be that way if we have discipline. In those cases, charging can offer some real advantages vs. cash!

Tushar @ Earn More and Save writes The Lowdown on Frugal Living - Discover the real deal behind frugal living - what the trend is all about, why you should try it, and how the lifestyle can help you save a boatload of money.

Roger the Amateur Financier @ The Amateur Financier writes How You Can Tell If Your Boss Is Insane - Let's be honest: if you work at most typical jobs, you probably think that your boss is a little...odd.

harry campbell @ Your Personal Finance Pro writes An Argument for the Social Security Program to Continue - There are very few programs in the US which are understood less than the Social Security program. You’ll hear a lot of mis-information about Social Security. “You’ll never get what you put into it!” “I’ll be lucky to get anything.” So on and so forth. The mis-information you hear contributes to giving the Social Security (SS) program a bad rap. I contend, however, that there is not better bang for your buck than the SS program – especially after adjusting for risk.

Gary @ Gajizmo.com writes Easy Jobs That Pay Well - Not everyone gets to have their dream job, but if you are looking for a fun, high paying job with no real work, let us know if you find one, outside of collecting unemployment. Otherwise, here is a list of fun and easy jobs that pay well - better than most people would expect.
(Femme Frugality's note:  I don't agree that all of these jobs are easy.  Or pay well.  I'm specifically looking at child care workers.  But it's an interesting read.)

Michelle @ The Shop My Closet Project writes I'm using my SH$T January-a no more buying product manifesto - read my no more buying product manifesto!

Ted Jenkin @ Your Smart Money Moves writes Three Money Lessons I Learned From My Parents - I don’t think we can often appreciate everything that happens to us growing up as a child.

John @ Married (with Debt) writes An Exciting New Life for Married (with Debt) - If you are reading this, you may be wondering where the heck I've been. No, this post isn't an apology for a lack of activity. Instead, it is an announcement about the future of this site, and I'm happy to say, it's looking bright.

Simon @ Your Wealth Planners writes Dealing with Debt – An IVA may be the Answer - February can be a depressing month as it is without having to worry about debt on top.

Mary Rhodes @ Fine Tune Finances writes Is There Such Thing as Good Debt? - “Debt” is a word many of us have learned to fear. But having debt, to a certain degree, is not always a bad thing. There is such thing as good debt versus bad debt, and you may be in a position to put your mind at ease if your debt falls into the positive category.

Michelle @ Making Sense of Cents writes How To Start A Blog – Tips for a Beginner - I receive e-mails nearly everyday (and most of the time multiple times everyday) about blog tips and how to start a blog. I will say this now, I do not consider myself an expert in making a blog at all. That’s pretty much a given right? I have made many mistakes and have now decided that I will make a weekly series on having a blog and tips (and also mistakes).

Corey @ 20s Finances writes The Hidden Costs of Renting - It’s important to understand that while homeownership has many costs (perhaps more costs than you are aware of), renting has its own unique costs that are worth considering before becoming a renter for life.

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BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes LIVE A WEALTHY LIFE; MY DAY AT HABITAT FOR HUMANITY - Wealthy living through service to others; more money too.

Lazy Man @ Lazy Man and Money writes Lazy Man's 2013 Super Bowl Review - The Super Bowl and the weekend is over... I'm not going to let it go that easy. It's always been my stance that with the exception of Independence Day, there isn't one day that unites America more than the Super Bowl. Even people that don't like football tune in to see the half-time show and the commercials.

Alice @ Hurricanes, Panties & Dollars writes Saving on Inebriation & 10 Money Themed Drinks - I love to drink and have a great time, but if you’re drinking at bars—it can add up faster than a stripper can spot a $100 bill. That’s fast!

MMD @ My Money Design writes Is the Conventional System to Create Wealth Rigged? - Is following conventional financial advice a rigged game? There's got to be a better way to create wealth beyond simply saving for the next 30 years!

Hank @ Money Q&A writes Where To Invest $1,000 In Today's Market - Here are ten excellent places where to invest $1000 today. While you'll see some of these ideas are using the term investing loosely, it is investing in the broader sense of the word.

Jester @ The Ultimate Juggle writes Will Our Kids Have Wealth Building Opportunities Like We Had? - Are there less wealth building opportunities for kids in the future? I think this is a possibility and explain why I think so.

Bank Free Credit @ Bank Free Credit writes What's the Difference Between a Credit Report and a Credit Score? - My education in the difference between credit report and credit score began. Below is the information given by the loan officer at the bank. It was later collaborated by a financial course I decided to invest in.

Grayson @ Debt Roundup writes What Not to do When You’re In Serious Financial Trouble - If you are in a financial problem, here are some things that you should not do in order to make your financial issue easier.

Sean @ One Smart Dollar writes What is a Currency War? - Most people have never heard of a currency war or are not fully aware of what it really is. By understanding the concept you will be able to understand how it can affect your investments.

Jason @ Work Save Live writes 5 More Easy Ways Everybody Can Save Money - Considering the difficulties in today’s economy, it’s certainly a time to cut expenses. Saving money by eliminating unnecessary purchases leaves you a nest egg for when you really need it. In addition, saving money helps you pay down existing credit card or other bills.

Don @ MoneySmartGuides writes 3 Ways to Save Money (A Lot of Money!) - I’m sure you are familiar with the “latte-factor”, which was popularized by David Bach in his Automatic Millionaire book series.

Daniel @ Sweating the Big Stuff writes How Much Did We Spend On Our Honeymoon? - We were planning on spending $3,500 on our honeymoon. We missed by...a bit.

Maria @ The Money Principle writes Take charge of your finances: focus on 'wants' rather than 'needs' - Making decisions about finances by satisfying needs is a long standing mantra in personal finance. Here I argue that mastering wants is the way to go.

Joe @ Midlife Finance writes 5 Ominous Signs That Your Elderly Parents May Need Help - When your parents live further away, it’s easy to forget that they’re changing, too. Eventually, they may need more help than you’re aware of right now. How can you tell?

SFB @ Simple Finance Blog writes 5 Deadly Finance Mistakes New Graduates MUST Avoid - Here are the five deadly finance mistakes that new graduates should avoid, and what they should do instead to set themselves up for financial success.

Amanda L Grossman @ Frugal Confessions writes How to Host a Biggest Loser Competition at Work - While cleaning out the top drawer of my filing cabinet at work last week—I shamefully could no longer open the drawer nor close it—I came across several

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Crystal @ Budgeting in the Fun Stuff writes I Don't Believe in "Good Debt" - I simply don't think of any debt as good debt. This doesn't mean that I treat all debt the same, but I don't see any of it as a good thing.

Miss T. @ Prairie Eco Thrifter writes Money & Marriage: How to Get and Stay on the Same Track - Here are some of my tips on how to get and stay on the same money track as your spouse.

Grand Per Month @ Grand Per Month writes Getting a Loan to Start a Money Making Business - Regardless of where you plan on borrowing the money to start a business, you want to make sure that you have a good business idea and good business plan in place. Having money does not make a bad business idea succeed. Only borrow as much as you need, but remember that under capitalization is a major cause of business failure. You want to have some cushion for slow months and manage cash flow well.

Little House @ Little House in the Valley writes Net Worth TV Presents 5 Ways the HOA is Becoming State of the Art - Here are some common ways that homeowners associations are being more state of the art by investing in their neighborhoods to drive up property values or maintain them at a high level.

Investor Junkie @ Investor Junkie writes Need Another Tax Deduction for 2012? Consider an IRA or HSA Contribution - If you are in need of another tax deduction for the previous year, you have the chance to make a contribution to a Traditional IRA or a Health Savings Account. You contribution can be used to help you with three main tax situations:

JP @ My Family Finances writes It's a Buyers Market out there! Top tips for finding a bargain - In a market where home loans come at a premium and even the slightest oversight on your paperwork or research can force you to walk away from a home – and maybe your earnest money – knowing everything you can about the industry, the process, and the market before house shopping is more vital than ever before.

Jon the Saver @ Free Money Wisdom writes The Simplicity of Living Beneath Your Means - Living below your means is truly an amazing feeling. Gone are the days of spending too much, start investing and living smart!

Mike @ Personal Finance Journey writes Overseas Investment - Australian Real Estate Market - Easy ideas on investing in Australian Real Estate. Is this right for you and how it can benefit your financial plan.

Girl Meets Debt @ Girl Meets Debt writes Making My Cash-Back Credit Card Work for Me - Now I know what you are all thinking...I must be crazy to want to start using my credit card again after being so irresponsible with it in the first place but you know what? I am finally at a place in my life where I feel confident that I can and will use credit sensibly.

PPlan @ Provident Plan writes Increasing the value of your home - The economy has probably tanked the value of our house, but there are things we can do to increase its value.

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Greg @ Club Thrifty writes How to Save Money in College: The Benefit of Hindsight - I'm old now, but I was a young whippersnapper once. Unfortunately, I had no clue how to save money in college. Here's some things I learned the hard way.

Jules Wilson @ Faithful With a Few writes Would You Be Willing To Move To Another Country - My wife and I would watch this show sometimes and think about whether we could really pick up and move to another country. I couldn’t imagine going about my life in the U.S. and then waking up one day and trying to find a home and establish a new life in a new place.

Gen Y @ Gen Y Finance Journey writes Can You Reach Early Financial Independence if You’re Not an Entrepreneur? - Can't wait to leave the 9-5 job and live on your own terms? Starting a business may put you on the fast track to financial independence, but is it necessary?

Will @ Card Guys Blog writes Non-Loan Reasons You Need Good Credit - What do you think? Do you think it’s fair to base non-loan decisions on your lack of credit history?

John S @ Frugal Rules writes 5 Easy Ways to Save Money Lost Due to the Payroll Tax Increase - The Payroll Tax Holiday went away at the beginning of 2013. Some families were prepared, some were not. This is a list of ways to help make up for that, or if you’re looking to live more frugal and save money in general.

Jon @ Novel Investor writes Guide To Calculating Cost Basis For Tax Savings - How you calculate cost basis and track your investments plays a big role in controlling your tax savings now and in the future.

Mr.CBB @ Canadian Budget Binder writes Financial Advisors 101~Get The Inside Scoop - Know the right questions to ask your financial advisor so you are an informed investor. You are in charge of your personal finances so ask the right questions to get the answers you need to make informed decisions.

NoTrustFund @ Where's My Trust Fund writes Creating A Budget - Create a budget using the balanced money formula.

Dividend Growth Investor @ Dividend Growth Investor writes Four Consumer Stocks for a 2013 Economic Expansion - With the continuing rebound of the global economy for a fourth consecutive year, corporate revenues and profits are at record highs. US multinational corporations, which have substantial operations abroad, are very well positioned for the expansion in the number of middle class consumers in the developing markets.I expect the following companies to benefit from the rise of the middle class in emerging markets due to their strong brand names and because of their status.

Bryan @ BryanMaltier.com writes What Is Whole Life Insurance? Pros and Cons - Considering life insurance? By now, you must know what term life insurance is, but what about whole policies? Written by a former life insurance agent and broker, this article details the cash value component, how much coverage to buy, how it compares as an investment, payment options, and a brief comparison of different types of life insurance protection.

MMD @ IRA vs 401k Central writes How Inheriting a Roth IRA Can Be a Great Tax-Advantaged Gift - One little known benefits of inheriting a Roth IRA is that you can designate it to someone after you die with little to no tax consequences.

KK @ Student Debt Survivor writes Chained to Your Work? - Do you ever feel like you’re chained to your work? Can you be chained to your work if you’re not a, “big earner?”. I think so.

JC @ Passive-Income-Pursuit @ Passive Income Pursuit writes How getting laid off was the best thing for my finances - Going through what brought me toward the goal of reaching early financial independence and keeping track of my finances.

Edgar @ Degrees and Debt writes Saving Money on Gas via Shopping Programs - How to use shopping programs to save money on gas

Glen Craig @ Free From Broke writes Why Do Women Make Less Money Than Men? Are We Training Them to Earn Less? - There is still wage discrimination between men and women where women are making less. Why do women still earn less than men? See why and how to change it.

Jason Hull @ Hull Financial Planning writes Rewards Credit Cards: My Interview With PT Money’s Philip Taylor, Michael Pruser, and Jason Steele - This interview with the PT Money team of credit card experts covered responsible credit card usage, travel rewards cards, and cash back rewards cards. We also took audience questions during the webinar and answered them, such as what to do now that you can't buy dollar coins from the U.S. Mint using your rewards credit cards.

Marie at FamilyMoneyValues @ Family Money Values writes Teaching Self-Sufficiency is Harder than Helping - Tying your 4 year old’s shoe is easier than teaching her how and listening to her cry with frustration each time she struggles with the task. But, do you want to be tying her shoes when she is 10? Read on to discover why you should resist helping your child!

Jacob @ My Personal Finance Journey writes You Get What You Pay For (A Cautionary Tale) - This post illustrates how one person learned the hard way that sometimes you have to pay more to get the service or product that you really need. As the old adage goes: “you get what you pay for”.

Emily @ Evolving Personal Finance writes Irregular Income: Gravy Edition - What do you do with irregular income that you don't depend on for your living expenses? Are you succumbing to lifestyle inflation or saving it?